How our Installment Loans Work
Our simplified process provides you a decision in minutes. We provide personalized service to help you through the loan process.
1
Easy application
Complete our online application, it’s quick, easy and confidential.
2
Fast Lender Decision
If you are approved, e-sign and complete instant bank verification
3
Get Your Funds
Funds deposited into your account the following business day.
4
Repay your loan
Customize repayment plans with affordable payments.
Why Us
We understand you have a choice when it comes to financial products. At CascadeSpringsCredit, we make serving you the priority and strive to ensure that our loan application process is as simple, fast, and transparent as possible.
Direct Lender
We are the direct lender, so decisions will be fast and loans structured to your needs.
Affordable
We will customize a payment program for you based on your needs.
Most Credit Types Welcome
Even if you have had credit challenges, we look at other factors to ensure you get the funds you need.
Personalized Service
Our agents will work with you during the loan process, and afterward for any customer service need.
Still Have Some Questions Left?
TESTIMONIALS
INFO ABOUT OUR INSTALLMENT LOANS
What is an Installment Loan?
It is a cash advance that is repaid over time with a fixed number of scheduled biweekly, semi- monthly or monthly payments of equal amount. Also known as installment debt, it gives you greater repayment flexibility. Moreover, it allows prepayment with no penalty, which will save you interest. Examples of installment loans are mortgage loans, student loans, car loans, home equity loans, etc.
How can I get an Installment Loan?
To qualify for a quick loan with installment payments, you must:
Be minimum 18 years old
Be permanent resident or US citizen
Be earning a monthly income of at least $1,200
Have an active bank account
Have a valid contact number and email address
Not be a debtor in bankruptcy case and should not intend to voluntarily file for bankruptcy relief, presently.
How much money can I borrow?
Cascadespringscredit determines your loan amount based on your current monthly income. As a first-time borrower, you can qualify for up to a maximum of $800. As a returning customer, you may be eligible for up to $800
How long does it take to get approved?
Almost instantly! We will contact you by phone or email within one hour of loan approval during normal business hours (Monday to Friday, 8:00 AM to 7:00 PM EST). For applications submitted after-hours, we will contact you first thing the next business day. However, due to different state and verification requirements.
What happens if I'm credit challenged?
Instant Installment Loan understands that you may have had credit troubles in the past. Our loans are tailored to service a wide-range of borrowers regardless of past problems with credit or have no credit. Our goal is to help all borrowers get the money they need, especially when others lenders won’t. We are here to help you get through it all.
What is the fee for your online application?
As a reputable lender online, there is no application fee to apply.